Explore Your Biz's Funding Potential with Got Biz Loans.

Welcome to Got Biz Loans, where we fuel your business dreams, one loan at a time. Is your business at least six months old, generating over $20,000 in monthly gross deposits, and do you have a personal mid-FICO score of 550 or above? If so, you're in the right place! We offer a range of financial solutions, from business loans to lines of credit, working capital facilities, and short-term funding, all tailored to your needs and available as secured or unsecured options. Dive into your possibilities with our swift 15-minute online application process. Together, let's cultivate your business's growth and success!

Check Your Options
Apply here for a business loan at Got Biz Loans.
Got Biz Loans Logo

0

-Min
Application and fast funding.

0

K+
Businesses funded.
$

0

B+
Delivered to U.S. businesses.

0

+
Years in finance.

Got Biz Loans' mission.

At Got Biz Loans, we're like a good neighbor in the world of business lending. Our marketplace, affectionately known as Got Biz Loans, is your friendly spot to connect with lenders and investors you can trust. Our name says it all – we're in the business of getting you the biz loans you need, plain and simple. Our team is a family of seasoned entrepreneurs, bankers, and investors who know the importance of having a financial partner who's got your back through thick and thin. But we're more than just a place for transactions; we're about forming partnerships that help your business thrive. At Got Biz Loans, we're not just handing out funds; we're forging lasting relationships that nurture your growth and prosperity. So, lean on us as your steadfast companion on your business journey, providing financial solutions that cater to both your heart and your bottom line.
Learn more 🎓
Got Biz Loans Efficient Lending Experience.

We provide smooth access to a wide network of online lenders, all crafted by experts to offer dependable and straightforward financial solutions that cater to each business owner's unique journey. Let's explore how we can support your business's growth together!

We've been in your shoes and know the headaches that come with mismatched lender connections in biz lending. That's why we've streamlined the process to quickly pair you with the right lender, saving you time and reducing stress. Trust us to provide an empathetic and efficient lending experience. Let's make financing a breeze for your business!

Got Biz Loans Streamlined Lending.

With twenty years in the lending industry, our team has journeyed from traditional branch banking to the cutting edge of online banking and fintech. We've marveled at the wonders of digital transactions and contract signings, gathering invaluable insights into how lenders evaluate and engage with small businesses. This wealth of experience gives us a unique understanding of your lending needs, and we're here to meet them effectively. Let's navigate your financial journey together!

We've got your loan at Got Biz Loans.
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Funds to grow your business.

Funding is the key to unlocking your business's full potential. It's the fuel that powers growth, enabling you to seize new opportunities, expand your reach, and innovate. With the right funding, you can bolster your team, amplify your marketing, purchase equipment, and enhance your operations, driving up both revenue and market share. At Got Biz Loans, we make securing this vital working capital straightforward. Simply submit a single application and your recent bank statements, and we'll match you with the perfect funding options for your needs. Let's elevate your business together!

Let's Get Started🚀

Capital solutions for your business.

As a small business, it can be tough to find a warm welcome with traditional banks and lenders. But we know that getting capital is crucial for your business to grow. That's why we're here to help break down those financial barriers. Why don't you explore our lending marketplace today? You'll find just the right capital solutions that are tailor-made for your business needs. Let's get your business thriving!

Use loan proceeds to buy materials and supplies.
Buy materials and supplies.
Loans to renovate your space.
Renovate your space.
Loans to purchase equipment at Got Biz Loans.
Purchase equipment.
Use loan proceeds to open a new location.
Open a new location.

Minimum eligibility criteria.

At Got Biz Loans, we understand that each business owner's journey is unique, with its own dreams and challenges. That's why our financial products are designed to fit your distinct path, guided by in-depth market research to help your business thrive. Our application guidelines are flexible, and thoughtfully created to enhance your chances of securing the working capital you need. Our goal is to elevate your business, providing insights and support that pave the way to effective financing solutions through our marketplace, powered by our proprietary technology. We're dedicated to your success.

$

20

k+

In Monthly Deposits

6

mos

+

Time In Business

550

+

Credit Score

Simple steps—big impact.

Our friendly approach to business lending means one application connects you with a trusted network of lenders. Let us guide you to the perfect loan options, from Receivables Purchase to Equipment Financing. Our advisors are here to support you, offering personalized guidance and negotiating on your behalf.
One app for all lenders.
One application for all lenders.
Quick Application For Capital.
Receivables Purchase.
Receivables Purchase
Lender purchases future revenue from sales at a discount and you pay back over a period of time with fixed daily or weekly payments.
Business Lines of Credit.
Lines of Credit
You can borrow up to a maximum credit limit and only pay interest on the amount of funds you draw from your credit line on a monthly basis.
Business Term Loans.
Term Loans
Lump sum amount lent to the business, which is paid back over a period of time with regular scheduled payments determined by your credit profile.
Invoice Factoring.
Invoice Factoring
Sell outstanding invoices to a lender who will pay you a portion of the amount up front. The remaining percentage is held until the invoice is paid by your customer and a fee is deducted.
Equipment Financing.
Equipment Financing
Lender provides you the cash you need to purchase a piece of equipment. You pay back the total amount, plus interest, over a period of time.
Got Biz Loans Advisors
Our advisors provide the support you need.
• Guide you through the process.
• Discuss your financing alternatives.
• Negotiate with lenders on your behalf.

A wide range of funding options.

"A Wide Range of Funding Options" revolutionizes business lending. With Got Biz Loans, discover a marketplace tailored to your business needs, offering diverse funding solutions. A single application grants you access to numerous lenders and investors, simplifying the quest for customized lending offers. Manage everything seamlessly through your Got Biz Loans account, saving countless hours in your search for essential working capital. Join us, and let's unlock the potential of your business together.
Got Biz Term Loans
Term Loans.
• Up to $10,000,000.
• 6 to 120 months.
Got Biz Loans Receivables Advance
Receivables Advance.
• Up to $750,000.
• 3 to 24 months.
Got Biz Loans Lines of Credit.
Lines of Credit.
• Up to $10,000,000.
• Revolving terms.
Got Biz Loans Options.
Other Loan Options.
• Amounts will vary.
• 3 to 120 months.
Got Biz Loans AdvisorsGraph of revenues based on borrowing vs non borrowing.

Get capital fast, grow faster.

Fast capital allows small businesses to seize growth opportunities quickly. With immediate access to funds, businesses can invest in marketing campaigns, purchase inventory in bulk, expand their operations, or even hire additional staff to meet increased demand. This agility can give small businesses a competitive edge, enabling them to respond to market trends and customer needs promptly. Ultimately, fast capital can lead to faster growth, increased revenue, and long-term success for small businesses.

Exploring Got Biz Loans marketplace.

Start your path to business growth with Got Biz Loans' streamlined process, beginning with a quick 15-minute online application. From there, we'll guide you smoothly through each step of your financial journey, ensuring you're on track to success and securing the working capital you need.

Apply

Apply

Complete an easy application, upload business bank statements or link your account via PLAID for cash flow analysis. This free service requires no commitment and won't impact your credit score, as only soft checks are performed.

Evaluate

Evaluate

Upon receiving your application and bank statements, our system analyzes cash flow and credit to find the best funding options. A loan specialist will then guide you in selecting the ideal business funding solution for your needs.

Fund

Fund

Upon accepting a biz loan offer, your loan specialist will provide a term sheet for review and signature. After signing and providing a voided check, funds will be ACH transferred to your business account, potentially within 4 business hours.

Grow

Grow

Use the funds to boost your business, focusing on areas of expertise to foster growth and success. Seize this chance to improve operations, venture into new markets, or innovate in products and services, building a solid base for your business.

Frequently Asked Questions.

Curious about how Got Biz Loans operates? We are completely transparent.

How long does it take to receive funding after the application is completed?

You might get funded in just 4 business hours! Your funding advisor will help with any steps needed before you receive the funds. The process is swift, adapting to your speed.

What should I do if I encounter any questions during the application process?

If you encounter any questions while applying, go ahead and submit your completed application. Once we receive it, a funding advisor will be assigned to you and will reach out using the contact details you've provided. They will assist you with any questions, correct any typos, or fix mistakes in your application. Rest assured, your funding advisor will be available to address any of your concerns at any point after your application is submitted, and you can contact them via text, email, or phone.

How do I go about applying for capital?

Begin your application in a snap by clicking 'Apply Now'. Complete the form with accurate information, upload your business's last three months' bank statements or link your bank account securely via PLAID, then hit 'Submit'. This digital process is quick, taking less than 5 minutes. Once submitted, we'll assign a funding advisor to you. They'll reach out using the contact details you provided and will support you throughout the process, answering any questions you may have.

What are my options for business financing?

Our lending platform specializes in various business financing solutions, including term loans, lines of credit, accounts receivable facilities, equipment financing, invoice factoring, merchant cash advances, and purchase order financing, tailored to your specific business needs. Once you submit an application with your business bank statements and contact information, we will assign a funding advisor to you. This advisor will use the contact details you provided in your application to connect with you. Together, you'll explore the best business funding options available for your current and future needs.

Will my credit score be impacted by applying?

No, your credit score won't be affected when you apply, as we only perform soft credit inquiries. Once we have your application, our team of funding advisors will review it. A dedicated advisor will then be assigned to assist you through the next steps. This includes advising you of any potential hard credit checks before they occur, if needed. Generally, for SBA term loans like "7a or 504", a hard credit pull is required before funding.

What do I need to provide for the application?

Initially, just basic information and your business's bank statements from the last three months and month-to-date are needed. As the application progresses through underwriting, additional documents may be requested depending on the lender's specific needs. If this occurs, your advisor will help guide you through submitting any extra required documentation.

Receive funding within hours.

Begin with our quick online application, providing your business details in just 15 minutes. Follow up by uploading your bank statements or securely connecting your account for a detailed cash flow analysis via PLAID. Our advanced algorithm will then swiftly assess your information, offering the most suitable loan options for your business. Once you've selected your preferred offer, anticipate the funds being deposited into your account shortly after approval. Our fully digital process, including e-signatures and electronic deposits, ensures a seamless and efficient funding experience for you.


Apply Now
Apply here for a business loan at Got Biz Loans.
ERC Application.

Receive Up to $26,000 Per Worker from the IRS.

Got Biz Loans can offer services to assist businesses in applying for the Employee Retention Credit (ERC), a program supporting companies impacted by COVID-19. The services include a simple application process, expertise in maximizing ERC refunds, and quick refund delivery. Eligibility criteria include operational disruptions, revenue reductions, and startups post-February 2020. Got Biz Loans can help navigate the complex tax code of ERC, ensuring businesses receive the maximum benefit, up to $26,000 per employee, even for those with PPP loans. This service is critical for businesses seeking financial recovery post-pandemic.

Determining Eligibility for ERC Benefits.

Businesses across various sectors, including healthcare, hospitality, construction, and arts and entertainment, may qualify for the Employee Retention Credit (ERC) based on certain conditions. To be eligible for ERC benefits, your business must have experienced a significant drop in gross receipts or operational interruptions due to COVID-19 mandates in 2020 or 2021. The eligibility criteria differ each year, so maintaining precise records is essential. In 2021, eligibility was broadened to include specific governmental and tax-exempt entities. If you believe your business meets the criteria, apply now through our "ERC Application" tab, and our ERC experts will guide you through the process.

ERC qualifications at Got Biz Loans.

Your business could qualify for the ERC if it experienced either complete or partial interruption of operations due to federal, state, or local government orders impacting business activities during 2020 or 2021.

ERC for businesses.

Qualification for the ERC may also hinge on a decrease in gross revenue. Specifically, if your business's gross revenues or receipts in 2020 and 2021 showed a decline when compared quarter-by-quarter with 2019, this could make you eligible.

Startup business at Got Biz Loans.

Your business may be eligible for the ERC as a recovery startup if it was established after February 15, 2020, and its annual gross revenue did not exceed $1 million.

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Our mission.

To connect you with proven lenders and investors, we know and trust, using the 5 A's of AI "Assistant, Advisor, Augmented, Authority, and Autonomy" aka MM5. At Got Biz Loans, we embody the essence of our name – "Got Biz Loans" – a testament to our dedication to perfectly aligning your financial needs with the right solutions. With a commitment to transparency and simplicity, we offer unparalleled access to the most extensive network of online lenders available. Our foundation, laid by a team of seasoned entrepreneurs, bankers, and investors, is deeply rooted in an understanding of the critical importance of dependable financial partners – ones who stand by you through thick and thin. Crafted with your journey as a business owner at the heart, our services are more than just transactions; they are a partnership in your success. At Got Biz Loans, we don't just facilitate funding; we forge relationships that nurture your growth, stability, and prosperity. Trust us to be the steadfast ally in your business odyssey, empowering you with financial solutions that resonate with both your emotional needs and business acumen.
Learn more 🎓
  • Got Biz Loans
    Got Biz Loans offers seamless access to a vast network of online lenders, created by experts for reliable, simple financial solutions tailored to every business owner's journey.
  • Understanding APR in Lending.
    Having experienced the challenges of business lending ourselves, we understand the frustration of mismatched lender connections. We've streamlined the process to quickly pair you with the right lender, saving time and reducing stress. Trust us for an empathetic and efficient lending experience.
  • Deciphering the Debt-to-Equity Ratio.
    With two decades in the lending industry, our team has evolved from traditional branch banking to the forefront of online banking and fintech. We've witnessed the marvel of digital transactions and contract signings, gaining unparalleled insights into how lenders assess and interact with small businesses. This rich experience uniquely positions us to understand and meet your lending needs effectively.
AriseHealth logoOE logo2020INC logo2020INC logo2020INC logoThe Paak logoEphicient logoEphicient logoToogether logoToogether logoToogether logoToogether logo
Got Biz Loans Equipment Financing.
Inventory
Purchase equipment.
Grow your team with Got Biz Loans.
Funds to grow your business.
Grow your team.
Funds to invest in marketing.
Funding for marketing.
Invest in marketing.
Unsecured loans to grow your business.

Funds to grow your business.

Unlock essential working capital for your business's expansion efficiently with our streamlined funding process. By submitting a single application along with your business's last three months of bank statements, you can leverage our sophisticated algorithm to explore a breadth of lending options tailored to your financial requirements.
Let's Get Started🚀
Got Biz Loans Funding.
Buy materials
and supplies.
Funding
Renovate your
space.
Business equipment funding.
Purchase
equipment.
Funds to open a new location.
Open a new
location.

Capital solutions for your business.

As a small business, you might find traditional banks and lenders less accommodating. However, accessing capital is key to your business growth. We specialize in breaking down these financial barriers. Explore our lending marketplace today to discover optimal capital solutions tailored to your business needs.
Explore Your Options 🔎

Minimum eligibility criteria.

At Got Biz Loans, we understand that each business owner's journey is unique, filled with aspirations and challenges. Our financial products are crafted with this in mind, aligned with market-researched parameters to guide your business towards success. While our application guidelines are not rigid prerequisites, they are thoughtfully designed to enhance your potential in securing the working capital you need. Our goal is to empower your business, providing insights and support that pave the way for effective funding solutions through our platform. Your success is our commitment.

$20k+

In Monthly Deposits

6 mos+

Time In Business

550+

Credit Score

Simple steps —big impact.

Access personalized business loans and funding through our curated network of lenders and investors. Apply today and experience our algorithm's guidance. Got Biz Loans is dedicated to linking you with optimal working capital choices, nurturing your financial journey.
Got Biz Loans Fast Funding.
One application for all lenders.
Got Biz Loans Funding Application.
AR Factoring and Funding at Got Biz Loans.
Receivables Purchase
Lender purchases future revenue from sales at a discount and you pay back over a period of time with fixed daily or weekly payments.
Unsecured lines of credit.
Line of Credit
You can borrow up to a maximum credit limit and only pay interest on the amount of funds you draw from your credit line on a monthly basis.
Unsecured business funding.
Term Loan
Lump sum amount lent to the business, which is paid back over a period of time with regular scheduled payments determined by your credit profile.
Invoice factoring.
Invoice Factoring
Sell outstanding invoices to a lender who will pay you a portion of the amount up front. The remaining percentage is held until the invoice is paid by your customer and a fee is deducted.
Fast equipment financing.
Equipment Financing
Lender provides you the cash you need to purchase a piece of equipment. You pay back the total amount, plus interest, over a period of time.
Got Biz Loans - Fast Funding Options.
Our advisors provide the support you need.
• Guide you through the process.
• Explain your funding options.
• Negotiate with lenders on your behalf.

A wide range of funding options.

Got Biz Loans changes the game in business funding. Our marketplace meets your urgent needs with different options. Fill out one form and connect with many lenders and investors. Get custom funding offers easily, and handle it all with one Got Biz Loans account. Save over 100 hours finding the capital you need.
Unlock business growth with Got Biz Loans. Experience fast, tailored financial solutions for your success. Apply now and boost your business potential.
Term Loan.
• Up to $10,000,000.
• 6 to 120 months.
Empower your business growth with Got Biz Loans. Explore a range of financial solutions tailored to your needs. Apply now and receive funding within hours. Join our community and unlock your business potential today.
Receivables
Advance.
• Up to $750,000.
• 3 to 24 months.
Fast business loans at Got Biz Loans.
Line of credit.
• Up to $10,000,000.
• Revolving terms.
www.gotbizloans.com
Other Loan Options.
• Amounts will vary.
• 3 to 120 months.
Compare various loan options simultaneously and confidently select the best fit for your needs.Various loan types in the market can accelerate your growth beyond organic means.

Get funding fast, grow faster.

Extra capital gives you the chance to invest in growth initiatives for your business. These investments can soon yield long-term benefits.
Fuel Your Future! 🚀

Exploring Got Biz Loans marketplace.

Begin your journey towards business growth with Got Biz Loans' streamlined process, initiated by a simple 15-minute application. From there, we take the reins, guiding you seamlessly through every step of your financial journey to ensure you're on the path to success.
Fast working capital at Got Biz Loans.
Apply
Complete an easy application, upload business bank statements or link your account via PLAID for cash flow analysis. This free service requires no commitment and won't impact your credit score, as only soft checks are performed.
Got Biz Loans - your lending marketplace.
Evaluate
Upon receiving your application and bank statements, our system analyzes cash flow and credit to find the best funding options. A loan specialist will then guide you in selecting the ideal business funding solution for your needs.
Fast and unsecured business loans.
Fund
Upon accepting a business loan offer, your loan specialist will provide a term sheet for review and signature. After signing and providing a voided check, funds will be ACH transferred to your business account, potentially within 4 business hours.
Obtain a fast business loan.
Grow
Use the funds to boost your business, focusing on areas of expertise to foster growth and success. Seize this chance to improve operations, venture into new markets, or innovate in products and services, building a solid base for your business.

Frequently Asked Questions.

Curious about how Got Biz Loans operates? We are completely transparent.
How long does it take to receive funding after the application is completed?
Get an unsecured business line of credit.
You might get funded in just 4 business hours! Your funding advisor will help with any steps needed before you receive the funds. The process is swift, adapting to your speed.
How do I go about applying for capital?
Got Biz Loans
Begin your application in a snap by clicking 'Apply Now'. Complete the form with accurate information, upload your business's last three months' bank statements or link your bank account securely via PLAID, then hit 'Submit'. This digital process is quick, taking less than 5 minutes. Once submitted, we'll assign a funding advisor to you. They'll reach out using the contact details you provided and will support you throughout the process, answering any questions you may have.
Will my credit score be impacted by applying?
Fast working capital at Got Biz Loans.
No, your credit score won't be affected when you apply, as we only perform soft credit inquiries. Once we have your application, our team of funding advisors will review it. A dedicated advisor will then be assigned to assist you through the next steps. This includes advising you of any potential hard credit checks before they occur, if needed. Generally, for SBA term loans like "7a or 504", a hard credit pull is required before funding.
What should I do if I encounter any questions during the application process?
Got Biz Loans.
If you encounter any questions while applying, go ahead and submit your completed application. Once we receive it, a funding advisor will be assigned to you and will reach out using the contact details you've provided. They will assist you with any questions, correct any typos, or fix mistakes in your application. Rest assured, your funding advisor will be available to address any of your concerns at any point after your application is submitted, and you can contact them via text, email, or phone.
What are my options for business financing?
www.gotbizloans.com
Our lending platform specializes in various business financing solutions, including term loans, lines of credit, accounts receivable facilities, equipment financing, invoice factoring, merchant cash advances, and purchase order financing, tailored to your specific business needs. Once you submit an application with your business bank statements and contact information, we will assign a funding advisor to you. This advisor will use the contact details you provided in your application to connect with you. Together, you'll explore the best business funding options available for your current and future needs.
What do I need to provide for the application?
Got Biz Loans - Check.
Initially, just basic information and your business's bank statements from the last three months and month-to-date are needed. As the application progresses through underwriting, additional documents may be requested depending on the lender's specific needs. If this occurs, your advisor will help guide you through submitting any extra required documentation.

Receive funding within hours.

Finish your application quickly in just 15 minutes. Upload your business bank statements or securely link your account using PLAID for cash flow analysis. Explore your options, select the best offer, and get funds deposited in your business bank account within 24 hours of approval.
Apply Here!📋

Receive Up to $26,000 Per Worker from the IRS.

Got Biz Loans can offer services to assist businesses in applying for the Employee Retention Credit (ERC), a program supporting companies impacted by COVID-19. The services include a simple application process, expertise in maximizing ERC refunds, and quick refund delivery. Eligibility criteria include operational disruptions, revenue reductions, and startups post-February 2020. Got Biz Loans can help navigate the complex tax code of ERC, ensuring businesses receive the maximum benefit, up to $26,000 per employee, even for those with PPP loans. This service is critical for businesses seeking financial recovery post-pandemic.

ERC Application

Determining Eligibility for ERC Benefits.

Your business, spanning industries from healthcare to hospitality, construction to arts and entertainment, could be eligible for the ERC depending on certain criteria.

ERC Application
  • ERC application at Got Biz Loans.

    Your business could qualify for the ERC if it experienced either complete or partial interruption of operations due to federal, state, or local government orders impacting business activities during 2020 or 2021.

  • See if you qualify for ERC benefits at Got Biz Loans.

    Qualification for the ERC may also hinge on a decrease in gross revenue. Specifically, if your business's gross revenues or receipts in 2020 and 2021 showed a decline when compared quarter-by-quarter with 2019, this could make you eligible.

  • ERC credit application.

    Your business may be eligible for the ERC as a recovery startup if it was established after February 15, 2020, and its annual gross revenue did not exceed $1 million.